Median home value in zip code 37421 (Chattanooga, TN) is $358,207, down 0.6% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$358,207

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 37421 (Chattanooga).

Income (annual)

Down Payment

$71,641 on $358,207

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,190

P/I35%

Afford$286K

Gap-$72K

P&I $1,811Tax $212Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37421 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

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