Median home value in zip code 37640 (Butler, TN) is $290,933, down 4.0% year over year. Part of the Johnson City, TN metropolitan area.

Home Value$290,933

YoY Change

-4.0%

Prices falling — better for buyers.

Affordability

Enter your income for 37640 (Butler).

Income (annual)

Down Payment

$58,187 on $290,933

Example: $75,000 household income. Change it above to see your own.

Stretch29% of income

Above 28% but manageable with cuts.

PITI$1,810

P/I29%

Afford$281K

Gap-$10K

P&I $1,471Tax $172Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37640 is part of the Johnson City, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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