Median home value in zip code 37694 (Watauga, TN) is $237,191, up 5.5% year over year. Part of the Johnson City, TN metropolitan area.

Home Value$237,191

YoY Change

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 37694 (Watauga).

Income (annual)

Down Payment

$47,438 on $237,191

Example: $75,000 household income. Change it above to see your own.

Affordable24.1% of income

Under the 28% guideline.

PITI$1,506

P/I24.1%

Afford$276K

Room+$38K

P&I $1,199Tax $140Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37694 is part of the Johnson City, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Johnson City, TN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.