Median home value in zip code 37826 (Niota, TN) is $266,055, up 1.2% year over year. Part of the Athens, TN metropolitan area.

Home Value$266,055

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 37826 (Niota).

Income (annual)

Down Payment

$53,211 on $266,055

Example: $75,000 household income. Change it above to see your own.

Affordable26.7% of income

Under the 28% guideline.

PITI$1,669

P/I26.7%

Afford$279K

Room+$13K

P&I $1,345Tax $157Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37826 is part of the Athens, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Athens, TN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.