Median home value in zip code 38006 (Bells, TN) is $198,660, up 4.4% year over year. Part of the Jackson, TN metropolitan area.

Home Value$198,660

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 38006 (Bells).

Income (annual)

Down Payment

$39,732 on $198,660

Example: $75,000 household income. Change it above to see your own.

Affordable20.6% of income

Under the 28% guideline.

PITI$1,289

P/I20.6%

Afford$270K

Room+$71K

P&I $1,005Tax $118Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38006 is part of the Jackson, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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