Median home value in zip code 38018 (Memphis, TN) is $289K, down 2.9% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Memphis, TN-MS-AR metro →

Home Value$289,013

YoY Change

-2.9%

AFFORDABILITY

Enter your income for 38018 (Memphis).

Income (annual)

Down Payment

$57,803 on $289,013

Stretch — 30.4% of income

Above 28% but manageable with cuts.

PITI$1,898

P/I30.4%

Afford$266K

Gap-$23K

P&I $1,461Tax $270Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38018 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Memphis, TN-MS-AR analysis

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