Median home value in zip code 38040 (Halls, TN) is $140,429, up 4.3% year over year. Part of the Jackson, TN metropolitan area.

Home Value$140,429

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 38040 (Halls).

Income (annual)

Down Payment

$28,086 on $140,429

Example: $75,000 household income. Change it above to see your own.

Affordable15.4% of income

Under the 28% guideline.

PITI$960

P/I15.4%

Afford$256K

Room+$116K

P&I $710Tax $83Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38040 is part of the Jackson, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Jackson, TN analysis

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