Median home value in zip code 38060 (Oakland, TN) is $350,707, down 1.0% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Home Value$350,707

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 38060 (Oakland).

Income (annual)

Down Payment

$70,141 on $350,707

Example: $75,000 household income. Change it above to see your own.

Out of reach36.3% of income

Need $97,157/yr to afford.

PITI$2,267

P/I36.3%

Afford$271K

Gap-$80K

P&I $1,773Tax $327Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38060 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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