Median home value in zip code 38126 (Memphis, TN) is $76K, up 3.0% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Memphis, TN-MS-AR metro →

Home Value$75,860

YoY Change

+3.0%

AFFORDABILITY

Enter your income for 38126 (Memphis).

Income (annual)

Down Payment

$15,172 on $75,860

Affordable — 9.9% of income

Under the 28% guideline.

PITI$621

P/I9.9%

Afford$214K

Room+$138K

P&I $384Tax $71Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38126 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Memphis, TN-MS-AR analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free