Median home value in zip code 38201 (McKenzie, TN) is $184,056, up 1.1% year over year. Part of the Martin, TN metropolitan area.

Home Value$184,056

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 38201 (McKenzie).

Income (annual)

Down Payment

$36,811 on $184,056

Example: $75,000 household income. Change it above to see your own.

Affordable19.3% of income

Under the 28% guideline.

PITI$1,206

P/I19.3%

Afford$267K

Room+$83K

P&I $931Tax $109Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38201 is part of the Martin, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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