Median home value in zip code 38224 (Cottage Grove, TN) is $258,909, up 0.7% year over year. Part of the Paris, TN metropolitan area.

Home Value$258,909

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 38224 (Cottage Grove).

Income (annual)

Down Payment

$51,782 on $258,909

Example: $75,000 household income. Change it above to see your own.

Affordable26.1% of income

Under the 28% guideline.

PITI$1,629

P/I26.1%

Afford$278K

Room+$19K

P&I $1,309Tax $153Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38224 is part of the Paris, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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