Median home value in zip code 38321 (Cedar Grove, TN) is $190,591, up 3.5% year over year.

Home Value$190,591

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 38321 (Cedar Grove).

Income (annual)

Down Payment

$38,118 on $190,591

Example: $75,000 household income. Change it above to see your own.

Affordable19.9% of income

Under the 28% guideline.

PITI$1,243

P/I19.9%

Afford$268K

Room+$78K

P&I $964Tax $113Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.