Median home value in zip code 38361 (Morris Chapel, TN) is $181,239, up 0.4% year over year.

Home Value$181,239

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 38361 (Morris Chapel).

Income (annual)

Down Payment

$36,248 on $181,239

Example: $75,000 household income. Change it above to see your own.

Affordable19% of income

Under the 28% guideline.

PITI$1,190

P/I19%

Afford$267K

Room+$85K

P&I $916Tax $107Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.