Median home value in zip code 38401 (Columbia, TN) is $369K, up 0.7% year over year. Part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Nashville-Davidson--Murfreesboro--Franklin, TN metro →
Home Value$368,815
YoY Change
+0.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for 38401 (Columbia).
$73,763 on $368,815
Stretch — 36% of income
Above 28% but manageable with cuts.
PITI$2,250
P/I36%
Afford$287K
Gap-$82K
P&I $1,865Tax $218Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
38401 is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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