Median home value in zip code 38481 (Saint Joseph, TN) is $164,645, up 2.6% year over year. Part of the Lawrenceburg, TN metropolitan area.

Home Value$164,645

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 38481 (Saint Joseph).

Income (annual)

Down Payment

$32,929 on $164,645

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,097

P/I17.6%

Afford$263K

Room+$98K

P&I $833Tax $97Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38481 is part of the Lawrenceburg, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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