Median home value in zip code 38544 (Baxter, TN) is $293K, up 1.5% year over year. Part of the Cookeville, TN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cookeville, TN metro →

Home Value$293,046

YoY Change

+1.5%

AFFORDABILITY

Enter your income for 38544 (Baxter).

Income (annual)

Down Payment

$58,609 on $293,046

Stretch — 29.2% of income

Above 28% but manageable with cuts.

PITI$1,822

P/I29.2%

Afford$281K

Gap-$12K

P&I $1,482Tax $173Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38544 is part of the Cookeville, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cookeville, TN analysis

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