Median home value in zip code 38545 (Bloomington Springs, TN) is $242,033, up 1.3% year over year. Part of the Cookeville, TN metropolitan area.

Home Value$242,033

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 38545 (Bloomington Springs).

Income (annual)

Down Payment

$48,407 on $242,033

Example: $75,000 household income. Change it above to see your own.

Affordable24.5% of income

Under the 28% guideline.

PITI$1,534

P/I24.5%

Afford$276K

Room+$34K

P&I $1,224Tax $143Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38545 is part of the Cookeville, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cookeville, TN analysis

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