Median home value in zip code 38562 (Gainesboro, TN) is $201,622, up 0.3% year over year. Part of the Cookeville, TN metropolitan area.

Home Value$201,622

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 38562 (Gainesboro).

Income (annual)

Down Payment

$40,324 on $201,622

Example: $75,000 household income. Change it above to see your own.

Affordable20.9% of income

Under the 28% guideline.

PITI$1,305

P/I20.9%

Afford$270K

Room+$69K

P&I $1,020Tax $119Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38562 is part of the Cookeville, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cookeville, TN analysis

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