Median home value in zip code 38581 (Rock Island, TN) is $242K, up 0.5% year over year. Part of the McMinnville, TN metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: McMinnville, TN metro →
Home Value$241,640
YoY Change
+0.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for 38581 (Rock Island).
$48,328 on $241,640
Affordable — 24.5% of income
Under the 28% guideline.
PITI$1,532
P/I24.5%
Afford$276K
Room+$34K
P&I $1,222Tax $143Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
38581 is part of the McMinnville, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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