Median home value in zip code 38583 (Sparta, TN) is $272,141, up 4.3% year over year.

Home Value$272,141

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 38583 (Sparta).

Income (annual)

Down Payment

$54,428 on $272,141

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,704

P/I27.3%

Afford$279K

Room+$7K

P&I $1,376Tax $161Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.