Median home value in zip code 38585 (Spencer, TN) is $195,077, down 3.9% year over year.

Home Value$195,077

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 38585 (Spencer).

Income (annual)

Down Payment

$39,015 on $195,077

Example: $75,000 household income. Change it above to see your own.

Affordable20.3% of income

Under the 28% guideline.

PITI$1,269

P/I20.3%

Afford$269K

Room+$74K

P&I $986Tax $115Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

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