Median home value in zip code 38589 (Wilder, TN) is $233,325, down 6.0% year over year. Part of the Cookeville, TN metropolitan area.

Home Value$233,325

YoY Change

-6.0%

Prices falling — better for buyers.

Affordability

Enter your income for 38589 (Wilder).

Income (annual)

Down Payment

$46,665 on $233,325

Example: $75,000 household income. Change it above to see your own.

Affordable23.8% of income

Under the 28% guideline.

PITI$1,485

P/I23.8%

Afford$275K

Room+$42K

P&I $1,180Tax $138Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38589 is part of the Cookeville, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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