Median home value in zip code 38632 (Hernando, MS) is $341,432, up 1.7% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Home Value$341,432

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 38632 (Hernando).

Income (annual)

Down Payment

$68,286 on $341,432

Example: $75,000 household income. Change it above to see your own.

Out of reach36.4% of income

Need $97,629/yr to afford.

PITI$2,278

P/I36.4%

Afford$262K

Gap-$79K

P&I $1,726Tax $319Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38632 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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