Median home value in zip code 38642 (Lamar, MS) is $174K, up 5.2% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Memphis, TN-MS-AR metro →

Home Value$174,076

YoY Change

+5.2%

AFFORDABILITY

Enter your income for 38642 (Lamar).

Income (annual)

Down Payment

$34,815 on $174,076

Affordable — 20.4% of income

Under the 28% guideline.

PITI$1,276

P/I20.4%

Afford$239K

Room+$65K

P&I $880Tax $162Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38642 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Memphis, TN-MS-AR analysis

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