Median home value in zip code 38651 (Nesbit, MS) is $353K, up 2.1% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Memphis, TN-MS-AR metro →

Home Value$352,817

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 38651 (Nesbit).

Income (annual)

Down Payment

$70,563 on $352,817

Out of reach — 37.6% of income

Need $100,586/yr to afford.

PITI$2,347

P/I37.6%

Afford$263K

Gap-$90K

P&I $1,784Tax $329Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38651 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Memphis, TN-MS-AR analysis

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