Median home value in zip code 38654 (Olive Branch, MS) is $328,435, up 0.2% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Home Value$328,435

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 38654 (Olive Branch).

Income (annual)

Down Payment

$65,687 on $328,435

Example: $75,000 household income. Change it above to see your own.

Stretch35.2% of income

Above 28% but manageable with cuts.

PITI$2,201

P/I35.2%

Afford$261K

Gap-$67K

P&I $1,661Tax $307Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38654 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Memphis, TN-MS-AR analysis

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