Median home value in zip code 38655 (Oxford, MS) is $409K, up 4.2% year over year. Part of the Oxford, MS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Oxford, MS metro →

Home Value$408,947

YoY Change

+4.2%

AFFORDABILITY

Enter your income for 38655 (Oxford).

Income (annual)

Down Payment

$81,789 on $408,947

Out of reach — 41.2% of income

Need $110,443/yr to afford.

PITI$2,577

P/I41.2%

Afford$278K

Gap-$131K

P&I $2,068Tax $276Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38655 is part of the Oxford, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Oxford, MS analysis

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