Median home value in zip code 38665 (Sarah, MS) is $230,803, up 2.5% year over year. Part of the Memphis, TN-MS-AR metropolitan area.

Home Value$230,803

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 38665 (Sarah).

Income (annual)

Down Payment

$46,161 on $230,803

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,616

P/I25.9%

Afford$250K

Room+$19K

P&I $1,167Tax $215Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38665 is part of the Memphis, TN-MS-AR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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