Median home value in zip code 38732 (Cleveland, MS) is $140,665, down 5.6% year over year. Part of the Cleveland, MS metropolitan area.

Home Value$140,665

YoY Change

-5.6%

Prices falling — better for buyers.

Affordability

Enter your income for 38732 (Cleveland).

Income (annual)

Down Payment

$28,133 on $140,665

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,171

P/I18.7%

Afford$210K

Room+$70K

P&I $711Tax $226Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38732 is part of the Cleveland, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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