Median home value in zip code 38870 (Smithville, MS) is $179,211, up 2.3% year over year. Part of the Tupelo, MS metropolitan area.

Home Value$179,211

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 38870 (Smithville).

Income (annual)

Down Payment

$35,842 on $179,211

Example: $75,000 household income. Change it above to see your own.

Affordable20.2% of income

Under the 28% guideline.

PITI$1,260

P/I20.2%

Afford$249K

Room+$70K

P&I $906Tax $121Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

38870 is part of the Tupelo, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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