Median home value in zip code 38965 (Water Valley, MS) is $182K, down 3.1% year over year. Part of the Oxford, MS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Oxford, MS metro →

Home Value$181,877

YoY Change

-3.1%

AFFORDABILITY

Enter your income for 38965 (Water Valley).

Income (annual)

Down Payment

$36,375 on $181,877

Affordable — 20.4% of income

Under the 28% guideline.

PITI$1,276

P/I20.4%

Afford$249K

Room+$68K

P&I $920Tax $123Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

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Metro Analysis

38965 is part of the Oxford, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Oxford, MS analysis

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