Median home value in zip code 39086 (Utica, MS) is $128,424, down 15.7% year over year. Part of the Jackson, MS metropolitan area.

Home Value$128,424

YoY Change

-15.7%

Prices falling — better for buyers.

Affordability

Enter your income for 39086 (Utica).

Income (annual)

Down Payment

$25,685 on $128,424

Example: $75,000 household income. Change it above to see your own.

Affordable15.5% of income

Under the 28% guideline.

PITI$969

P/I15.5%

Afford$232K

Room+$104K

P&I $649Tax $87Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39086 is part of the Jackson, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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