Median home value in zip code 39120 (Natchez, MS) is $117,862, down 12.0% year over year. Part of the Natchez, MS-LA metropolitan area.

Home Value$117,862

YoY Change

-12.0%

Prices falling — better for buyers.

Affordability

Enter your income for 39120 (Natchez).

Income (annual)

Down Payment

$23,572 on $117,862

Example: $75,000 household income. Change it above to see your own.

Affordable14.5% of income

Under the 28% guideline.

PITI$909

P/I14.5%

Afford$227K

Room+$109K

P&I $596Tax $80Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39120 is part of the Natchez, MS-LA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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