Median home value in zip code 39157 (Ridgeland, MS) is $281,606, up 3.1% year over year. Part of the Jackson, MS metropolitan area.

Home Value$281,606

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 39157 (Ridgeland).

Income (annual)

Down Payment

$56,321 on $281,606

Example: $75,000 household income. Change it above to see your own.

Stretch29.6% of income

Above 28% but manageable with cuts.

PITI$1,847

P/I29.6%

Afford$267K

Gap-$15K

P&I $1,424Tax $190Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39157 is part of the Jackson, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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