Median home value in zip code 39320 (Bailey, MS) is $190,338, up 3.9% year over year. Part of the Meridian, MS metropolitan area.

Home Value$190,338

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 39320 (Bailey).

Income (annual)

Down Payment

$38,068 on $190,338

Example: $75,000 household income. Change it above to see your own.

Affordable21.2% of income

Under the 28% guideline.

PITI$1,324

P/I21.2%

Afford$252K

Room+$61K

P&I $962Tax $128Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39320 is part of the Meridian, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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