Median home value in zip code 39531 (Biloxi, MS) is $203,824, up 2.2% year over year. Part of the Gulfport-Biloxi, MS metropolitan area.

Home Value$203,824

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 39531 (Biloxi).

Income (annual)

Down Payment

$40,765 on $203,824

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,402

P/I22.4%

Afford$254K

Room+$51K

P&I $1,031Tax $138Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39531 is part of the Gulfport-Biloxi, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gulfport-Biloxi, MS analysis

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