Median home value in zip code 39564 (Ocean Springs, MS) is $265,967, up 1.2% year over year. Part of the Gulfport-Biloxi, MS metropolitan area.

Home Value$265,967

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 39564 (Ocean Springs).

Income (annual)

Down Payment

$53,193 on $265,967

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,758

P/I28.1%

Afford$265K

Gap-$1K

P&I $1,345Tax $180Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

39564 is part of the Gulfport-Biloxi, MS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gulfport-Biloxi, MS analysis

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