Median home value in zip code 39654 (Monticello, MS) is $119K, down 5.1% year over year.
Home Value$119,340
YoY Change
-5.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for 39654 (Monticello).
$23,868 on $119,340
Affordable — 14.7% of income
Under the 28% guideline.
PITI$917
P/I14.7%
Afford$228K
Room+$108K
P&I $603Tax $81Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free