Median home value in zip code 40008 (Bloomfield, KY) is $256,979, up 2.9% year over year. Part of the Bardstown, KY metropolitan area.

Home Value$256,979

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 40008 (Bloomfield).

Income (annual)

Down Payment

$51,396 on $256,979

Example: $75,000 household income. Change it above to see your own.

Affordable26.4% of income

Under the 28% guideline.

PITI$1,650

P/I26.4%

Afford$273K

Room+$16K

P&I $1,299Tax $184Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40008 is part of the Bardstown, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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