Median home value in zip code 40012 (Chaplin, KY) is $210K, up 4.4% year over year. Part of the Bardstown, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Bardstown, KY metro →
Home Value$209,878
YoY Change
+4.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40012 (Chaplin).
$41,976 on $209,878
Affordable — 22% of income
Under the 28% guideline.
PITI$1,378
P/I22%
Afford$267K
Room+$57K
P&I $1,061Tax $150Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
40012 is part of the Bardstown, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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