Median home value in zip code 40037 (Loretto, KY) is $245,064, up 10.3% year over year. Part of the Bardstown, KY metropolitan area.

Home Value$245,064

YoY Change

+10.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 40037 (Loretto).

Income (annual)

Down Payment

$49,013 on $245,064

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,581

P/I25.3%

Afford$271K

Room+$26K

P&I $1,239Tax $176Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40037 is part of the Bardstown, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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