Median home value in zip code 40059 (Prospect, KY) is $608,431, up 3.9% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Home Value$608,431

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 40059 (Prospect).

Income (annual)

Down Payment

$121,686 on $608,431

Example: $75,000 household income. Change it above to see your own.

Out of reach58.9% of income

Need $157,671/yr to afford.

PITI$3,679

P/I58.9%

Afford$289K

Gap-$319K

P&I $3,077Tax $436Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40059 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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