Median home value in zip code 40068 (Smithfield, KY) is $398K, up 4.0% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Louisville/Jefferson County, KY-IN metro →

Home Value$397,641

YoY Change

+4.0%

AFFORDABILITY

Enter your income for 40068 (Smithfield).

Income (annual)

Down Payment

$79,528 on $397,641

Out of reach — 39.4% of income

Need $105,514/yr to afford.

PITI$2,462

P/I39.4%

Afford$283K

Gap-$115K

P&I $2,011Tax $285Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40068 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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