Median home value in zip code 40076 (Waddy, KY) is $300,957, down 2.3% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Home Value$300,957

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 40076 (Waddy).

Income (annual)

Down Payment

$60,191 on $300,957

Example: $75,000 household income. Change it above to see your own.

Stretch30.5% of income

Above 28% but manageable with cuts.

PITI$1,904

P/I30.5%

Afford$277K

Gap-$24K

P&I $1,522Tax $216Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40076 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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