Median home value in zip code 40204 (Louisville, KY) is $273,976, up 1.0% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Home Value$273,976

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 40204 (Louisville).

Income (annual)

Down Payment

$54,795 on $273,976

Example: $75,000 household income. Change it above to see your own.

Affordable28% of income

Under the 28% guideline.

PITI$1,748

P/I28%

Afford$274K

Room+$313

P&I $1,385Tax $196Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40204 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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