Median home value in zip code 40209 (Louisville, KY) is $115K, up 16.8% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Louisville/Jefferson County, KY-IN metro →

Home Value$115,375

YoY Change

+16.8%

AFFORDABILITY

Enter your income for 40209 (Louisville).

Income (annual)

Down Payment

$23,075 on $115,375

Affordable — 13.3% of income

Under the 28% guideline.

PITI$833

P/I13.3%

Afford$242K

Room+$127K

P&I $583Tax $83Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40209 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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