Median home value in zip code 40218 (Louisville, KY) is $217,953, up 5.5% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Home Value$217,953

YoY Change

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 40218 (Louisville).

Income (annual)

Down Payment

$43,591 on $217,953

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,425

P/I22.8%

Afford$268K

Room+$50K

P&I $1,102Tax $156Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40218 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.