Median home value in zip code 40228 (Louisville, KY) is $270,949, up 3.2% year over year. Part of the Louisville/Jefferson County, KY-IN metropolitan area.

Home Value$270,949

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 40228 (Louisville).

Income (annual)

Down Payment

$54,190 on $270,949

Example: $75,000 household income. Change it above to see your own.

Affordable27.7% of income

Under the 28% guideline.

PITI$1,731

P/I27.7%

Afford$274K

Room+$3K

P&I $1,370Tax $194Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40228 is part of the Louisville/Jefferson County, KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Louisville/Jefferson County, KY-IN analysis

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