Median home value in zip code 40312 (Clay City, KY) is $140K, down 18.4% year over year.
Home Value$139,598
YoY Change
-18.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40312 (Clay City).
$27,920 on $139,598
Affordable — 15.6% of income
Under the 28% guideline.
PITI$973
P/I15.6%
Afford$251K
Room+$111K
P&I $706Tax $100Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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