Median home value in zip code 40322 (Frenchburg, KY) is $123K, up 0.8% year over year. Part of the Mount Sterling, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Mount Sterling, KY metro →

Home Value$122,774

YoY Change

+0.8%

AFFORDABILITY

Enter your income for 40322 (Frenchburg).

Income (annual)

Down Payment

$24,555 on $122,774

Affordable — 14% of income

Under the 28% guideline.

PITI$875

P/I14%

Afford$246K

Room+$123K

P&I $621Tax $88Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40322 is part of the Mount Sterling, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Mount Sterling, KY analysis

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